Regular Termite Inspections are Good Insurance

Typically, people schedule home inspections when they first purchase their home. However, few people follow up with additional inspections further down the road after they have lived in their house for a while. The truth is, regular inspections are good insurance against a number of different problems. Here are just a few of the benefits of termite inspections associated with having your home inspected at regular intervals.

termite inspectionsFirst, home inspections allow you to spot any problems while they are still relatively small and inexpensive to repair. Oftentimes, damage or structural issues can occur behind the scenes where you don’t see them. By the time the damage becomes apparent, it may have developed into a major problem that requires thousands of dollars to repair. During a typical inspection, the home inspector carefully evaluates every nook and cranny of your home, looking for problems. This can help them spot minor issues in hidden areas, allowing you to deal with them right away rather than letting them go. In the long run, this can save you a lot of money on the cost of repairs, more than paying for the cost of the inspection.

Regular inspections can also ensure that your home is adequately covered with insurance. The dwelling coverage provided by any insurance company typically is designed to cover the cost of replacing your home if it is damaged beyond repair. A home inspection can help establish a more accurate replacement value for your home, helping you avoid paying more money than necessary for your insurance policy. After all, there is no point in buying more insurance than you need for your home. It is generally a good idea to have your home inspected anytime you buy a new insurance policy. In fact, many insurance companies will even send out their own inspector to evaluate your property before they issue your new policy.

Staying on top of regular home inspections make sense for a number of different reasons. Not only can inspections help you identify any existing problems with your home’s structure but they can also help keep you from spending more money than necessary on homeowners’ insurance. In the long run, both of these things can save you a lot of money, more than making up for the cost of having your home inspected. It is important to remember that homes are constantly changing. Damage can occur at any time. The more proactive you are about keeping an eye out for this damage, the less it will cost you to repair.